UHC Complete Care CA-06AP (HMO C-SNP) (2024)

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Footnotes

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1Savings benefit
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Savings apply during the Initial Coverage period, which begins after the payment of your required deductible (if any) and ends when the total cost of your drugs (paid by UnitedHealthcare, you and others) reaches $5,030 (2024).

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Optum Rx and Optum Home Delivery Pharmacy are affiliates of UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for your regular medication. There may be other pharmacies in our network. If you have not used Optum Home Delivery Pharmacy, you must approve the first prescription order sent directly from your doctor to Optum Rx before it can be filled. New prescriptions from the pharmacy should arrive within ten business days from the date the completed order is received, and refill orders should arrive in about seven business days. Contact Optum Rx anytime at 1-877-266-4832 / TTY 711, 8 a.m. to 8 p.m., 7 days a week.

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$0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the coverage or catastrophic stage. Benefits vary by plan/area. Limitations and exclusions apply.

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Disclaimer information
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Dental, Ancilliary Mention:

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Provider network may vary in local market. Dental network size based on Zelis Network360, May 2023.

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D-SNP Disclaimer, State-Level Medicare:
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D-SNP and C-SNP:The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.

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Enrollment Disclaimer Information:
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Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.

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Extra Help:
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If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.

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Marketing Bullets:

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- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

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-Nurse Hotline not for use in emergencies, for informational purposes only.

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-Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.

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-For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.

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-For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.

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-Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.

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-You must have a working landline and/or cellular phone coverage to use PERS.

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-The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.

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-If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.

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-Routine transportation not for use in emergencies.

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-Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.

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-$0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the coverage gap or catastrophic stage. Optum Home Delivery Pharmacy is a service of Optum Rx, a home delivery pharmacy, pharmacy benefit manager and affiliate of UnitedHealthcare Insurance Company. You are not required to use Optum Rx for your maintenance medications. Other pharmacies are available in your network.

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The Medicare Prescription Payment Plan:

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Starting Jan. 1, 2025, if you spend more than $2,000 for covered Part D prescription drugs each year, you may want to participate in the Medicare Prescription Payment Plan. This payment plan spreads your out-of-pocket prescription drug costs over the remainder of the calendar year. Learn more about theMedicare Prescription Payment Plan.
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Out-of-network:
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Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

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Other Languages:

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This information is available for free in other languages. PleasecontactCustomer Service for additional information. 

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Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente. 
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本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。 
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Disclaimer information
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Enrollment Disclaimer Information:
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Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.

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Extra Help:
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If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.

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The Medicare Prescription Payment Plan:
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Starting Jan. 1, 2025, if you spend more than $2,000 for covered Part D prescription drugs each year, you may want to participate in the Medicare Prescription Payment Plan. This payment plan spreads your out-of-pocket prescription drug costs over the remainder of the calendar year. Learn more about the Medicare Prescription Payment Plan.
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Other Languages:
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This information is available for free in other languages. PleasecontactCustomer Service for additional information. 

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Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente. 
\n

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本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。 
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\n"}},"detailContent":{"initialCoverageStage":"Initial Coverage Stage","coveredPharmacyMessage":"The pharmacy you selected provides prescription drug coverage under this plan. For drug pricing at this pharmacy, call UnitedHealthcare:","notCoveredPharmacyMessage":"The pharmacy you selectedis not part of this plan's pharmacy network. 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Find out about this plan’s copays for primary care providers and specialists.

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Important documents that provide the details you need about this plan's coverage and benefits, prescription drugs, enrollment, providers and more.

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Learn about this plan’s dental coverage options and costs.

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See this plan's benefits, costs and copays. For full plan details, see the Evidence of Coverage orSummary of Benefits under the Plan Documents section.

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Learn about this plan's prescription drug coverage and costs. Enter your prescriptions to see what they'd cost with this plan.

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See how much you'll pay for this plan including your premium, deductible and maximum out-of-pocket costs.

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See more of the benefits and programs offered by this plan that are not provided under Original Medicare. For full plan details, see the Evidence of Coverage or Summary of Benefits under the Plan Documents section.

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Learn more about what you pay, what this plan covers and how we can help you find the right plan.

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here to help","getHelp":"Get one-on-one help from UnitedHealthcare.","daysAWeek":"8 a.m. to 8 p.m., 7 days a week","tty":"/ TTY 711","findASalesAgent":"Find a sales agent in your area","illustrationSupport":"/content/dam/commontools/vpp/redesign/images/illustration-support-rgb-full@2x.png"},"isnp":{"call":"Call","externalLinkIcon":"/content/dam/commontools/vpp/redesign/icons/external-blue-icon@2x.png","wereHereToHelp":"We're here to help","getHelp":"Get one-on-one help from UnitedHealthcare.","daysAWeek":" 7 a.m. to 7 p.m., 7 days a week","tty":"/ TTY 711","findASalesAgent":"Find a sales agent in your area","illustrationSupport":"/content/dam/commontools/vpp/redesign/images/illustration-support-rgb-full@2x.png","tfn":"/content/dam/MRD/content-fragments/common-tools-vpp/global/enroll-by-phone"},"iesnp":{"call":"Call","externalLinkIcon":"/content/dam/commontools/vpp/redesign/icons/external-blue-icon@2x.png","wereHereToHelp":"We're here to help","getHelp":"Get one-on-one help from 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What is an HMO? Medicare Health Maintenance Organization (HMO) plans cover care you receive through a network of local doctors and hospitals that coordinate your care.

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What is PPO? Preferred Provider Organization (PPO) plans allow you to visit providers who are in or out of the plan's network. For services received outside of the network, you generally have higher copayment and coinsurance costs.

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What is HMO-POS? A type of HMO plan, Point of Service (POS) plans let you receive certain services from doctors or hospitals that are not in the plans network, generally at a higher copayment or coinsurance.

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What is PFFS? A Private Fee-for-Service (PFFS) plan is a Medicare Advantage plan that can be a network or non-network plan. UnitedHealthcare only offers non-network PFFS plans, which give members the freedom to use any Medicare-eligible doctor or hospital who agrees to accept the plan's terms and conditions of payment. No referrals or prior authorizations are required for covered services.

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What is an HMO? Medicare Health Maintenance Organization (HMO) plans cover care you receive through a network of local doctors and hospitals that coordinate your care.

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What is PPO? Preferred Provider Organization (PPO) plans allow you to visit providers who are in or out of the plan's network. For services received outside of the network, you generally have higher copayment and coinsurance costs.

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What is HMO-POS? A type of HMO plan, Point of Service (POS) plans let you receive certain services from doctors or hospitals that are not in the plans network, generally at a higher copayment or coinsurance.

\n"}},"toolTipConfig":{"master":{"hideplansummary":false,"hideplandetails":false,"hideplancompare":false},"select_insulin_drugs":{"benefitname":"Insulin Demo (M118)​","hideplansummary":true,"hideplandetails":true,"hideplancompare":true,"tooltipvalue":"

For Chronic Special Needs plans: You will pay a maximum of $25 for each 1-month supply of Part D select insulin drug through all coverage stages. For all other plans: You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages.

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UHC Complete Care CA-06AP (HMO C-SNP)

Monthly premium: $0 - $24.10

Need help? Call ​ / TTY 711

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UHC Complete Care CA-06AP (HMO C-SNP) (5)

  • Monthly premium
  • $0 - $24.10
  • $0 - $24.10
  • Primary care provider (PCP)
  • $0 copay or 20% of the cost
  • $0 copay or 20% of the cost
  • Out-of-pocket maximum
  • $0 - $8,850
  • $0 - $8,850
  • Estimated Annual Drug Cost

Discover the Benefits

  • Food and OTC Credit

  • $50 credit every month to pay for healthy food and OTC products in-store or online
  • Routine vision benefits

  • $0 copay for a routine eye exam and standard prescription lenses, plus $300 allowance for frames or contacts
  • Routine transportation

  • $0 copay for 48 one-way rides to or from doctor visits or the pharmacy to get prescriptions

Eligibility

Special eligibility requirement Must be diagnosed with diabetes, chronic heart failure, and/or a cardiovascular disorder.
Special eligibility requirement Must be diagnosed with diabetes, chronic heart failure, and/or a cardiovascular disorder.Must be diagnosed with diabetes, chronic heart failure, and/or a cardiovascular disorder.

General plan costs

See how much you'll pay for this plan including your premium, deductible and maximum out-of-pocket costs.

Costs What you'll pay
Monthly premium $0 - $24.10
Monthly premium $0 - $24.10$0 - $24.10
Annual medical deductible

UHC Complete Care CA-06AP (HMO C-SNP) (6) UHC Complete Care CA-06AP (HMO C-SNP) (7)

Annual medical deductible The pre-set, fixed amount you must pay for health care costs before the insurance company or Medicare begins to pay. Please see your Evidence of Coverage for details. x Close Popup

No deductible
Annual medical deductible

UHC Complete Care CA-06AP (HMO C-SNP) (8) UHC Complete Care CA-06AP (HMO C-SNP) (9)

Annual medical deductible The pre-set, fixed amount you must pay for health care costs before the insurance company or Medicare begins to pay. Please see your Evidence of Coverage for details. x Close Popup

No deductible
Out-of-pocket maximum

UHC Complete Care CA-06AP (HMO C-SNP) (10) UHC Complete Care CA-06AP (HMO C-SNP) (11)

Out-of-pocket maximum This is the highest amount of money you have to pay out of your pocket for cost sharing (copayments and coinsurance) charged for certain covered services during a calendar year. Not all copayments or coinsurance amounts you pay apply toward the annual out-of-pocket maximum. See the plan’s Evidence of Coverage for more information. x Close Popup

$0 - $8,850
Out-of-pocket maximum

UHC Complete Care CA-06AP (HMO C-SNP) (12) UHC Complete Care CA-06AP (HMO C-SNP) (13)

Out-of-pocket maximum This is the highest amount of money you have to pay out of your pocket for cost sharing (copayments and coinsurance) charged for certain covered services during a calendar year. Not all copayments or coinsurance amounts you pay apply toward the annual out-of-pocket maximum. See the plan’s Evidence of Coverage for more information. x Close Popup

$0 - $8,850
National Network

UHC Complete Care CA-06AP (HMO C-SNP) (14) UHC Complete Care CA-06AP (HMO C-SNP) (15)

National Network As a member of an eligible health plan, the UnitedHealthcare Medicare National Network allows you to have access to participating care providers across the United States at your in-network cost share, even when getting care outside of your home location. Networks vary by market and exclusions may apply. x Close Popup

No
National Network

UHC Complete Care CA-06AP (HMO C-SNP) (16) UHC Complete Care CA-06AP (HMO C-SNP) (17)

National Network As a member of an eligible health plan, the UnitedHealthcare Medicare National Network allows you to have access to participating care providers across the United States at your in-network cost share, even when getting care outside of your home location. Networks vary by market and exclusions may apply. x Close Popup

NoNo

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UHC Complete Care CA-06AP (HMO C-SNP) (18)

UHC Complete Care CA-06AP (HMO C-SNP) (2024)

FAQs

What is an HMO C SNP plan? ›

Customized Care, Coverage, And Resources

Chronic Condition Special Needs (C-SNP) plans are a type of Medicare Advantage (MA) plan designed to meet the unique needs of people with one or more chronic conditions, including diabetes, end-stage renal disease (ESRD), lung conditions or heart disease.

What is scan HMO SNP? ›

SCAN Connections (HMO D-SNP) is an HMO plan with a Medicare contract and a contract with the California Medi-Cal (Medicaid) program. Enrollment in SCAN Health Plan depends on contract renewal. • SCAN Connections is a Coordinated Care Plan.

What is the meaning of HMO in UHC? ›

A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage.

What is the difference between HMO and PPO United Healthcare? ›

HMO PlansFor most plans, you're required to use health care facilities or doctors that are in the HMO network. Out-of-network care is typically allowed in emergency cases only. PPO PlansWhen you choose a provider in the network, you may have lower out-of-pocket costs than if you choose out-of-network providers.

What are the benefits of C SNP? ›

They include all the benefits of Original Medicare Part A and Part B. All C-SNPs are required to provide prescription drug coverage and most include coverage for routine dental, vision and hearing care.

What are the three types of SNP plans? ›

There are three different types of SNPs:
  • Chronic Condition SNP (C-SNP)
  • Dual Eligible SNP (D-SNP)
  • Institutional SNP (I-SNP)
Sep 6, 2023

Do all SNP plans have drug coverage? ›

All SNPs must provide Medicare drug coverage (Part D).

Is a SCAN Health Plan good for seniors? ›

LONG BEACH, Calif., Sept . 19, 2023—SCAN Health Plan, one of the nation's largest and fastest-growing not-for-profit Medicare Advantage plans, is ranked highest in overall customer satisfaction among Medicare Advantage plans in California based on the results of the J.D. Power 2023 U.S. Medicare Advantage study.

Do you have to pay for SCAN insurance? ›

Costs: The costs of SCAN Advantage Plans can vary depending on the plan type, location, and individual circ*mstances. In general, members are responsible for paying a monthly premium, copayments, and deductibles. Some plans may have lower out-of-pocket costs than others.

Is HMO or PPO better? ›

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

What is one disadvantage of HMOs? ›

On major disadvantage is that it is difficult to get any specialized care because the members must get a referral first. Any kind of care that is sought that is not a referral or an emergency is not covered.

Who chooses a primary care physician in an HMO? ›

When you enroll in an HMO plan, you choose your PCP from a list in your area and in a certain medical group. In the case of a PCP, the group is called an IPA or Independent Physicians Association as opposed to a PMG or Primary Medical Group.

What are the disadvantages of UnitedHealthcare? ›

Key Features
ProsCons
Expansive provider network Variety of plan options Wide range of available benefitsHigh out-of-pocket costs Limited Special Needs Plan (SNP) options Low customer satisfaction ratings on Trustpilot
Oct 26, 2023

Why do people say not to get a Medicare Advantage plan? ›

Restrictive networks

In some cases, you'll have a higher share of costs when you see an out-of-network doctor. In other cases, you're not covered at all if you go out of network. This is particularly important if you travel a lot because Medicare Advantage plans generally don't provide out-of-state coverage.

Why do doctors prefer PPO? ›

HMO plans might involve more bureaucracy and can limit doctors' ability to practice medicine as they see fit due to stricter guidelines on treatment protocols. So just as with patients, providers who prefer a greater degree of flexibility tend to prefer PPO plans.

How long do plans that use the C-SNP? ›

How long do plans that use the C-SNP pre-enrollment verification process have to verify the qualifying chronic condition until they must deny the enrollment request? Within 21 days of the request for additional information or the end of the month in which the enrollment request is made (whichever is longer).

Is Medicare Part C the same as HMO? ›

A Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.

What is SNP coverage? ›

Medicare Special Needs Plans (SNPs) are a type of Medicare Advantage Plan that serve individuals with chronic or disabling conditions. These plans require eligible patients to receive care and services from doctors or hospitals in their Medicare SNP networks.

References

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